If you’re looking to buy a home but you’re not a cash buyer, get pre-qualified up front, now. It will save you a lot of time and heartache later. Your time is too valuable to look at homes that won’t fit into your budget.

Here are some tips:

1) Shop Local. Local mortgage brokers know the Green Valley market and local agents trust them. Stay away from internet lenders. Don’t just look at rates, but also what type of service they will provide you.

2) Know what you can afford. This will help you search for the right home the 1st time and avoid falling in love with something that isn’t in your budget.

3) No Pre-Qual - No contract. All contracts require a pre-qualification form or proof of funds.

Many homes come on the market and are under contract in just days or in some case hours. Buyers must be ready to act fast!

Here is one last tip. If you think you will be competing with other offers, consider offering above the asking price. You will be protected by the appraisal contingency in the contract.

Cash is still king in buying but, remember, most homes still have a mortgage on them.

With a pre-approval and a smart offer, you can still beat out cash buyers and win your dream home.

If you’re looking for an honest, trustworthy Realtor with a great reputation, call Scott Chancellor, Realty Executives at 520-360-6973,